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Privacy Policy

LAST UPDATED: JUNE 2026

1. Who We Are

This Privacy Policy describes how Reginald Cole (US Lending Partner PRMG, NMLS# 381001, Company NMLS# 75243) ("we," "us," or "our") collects, uses, and protects your personal information when you visit this website, register for our educational webinar, request a review call, or communicate with us by phone, email, SMS/text message, or chat.

2. Information We Collect

We may collect the following information when you voluntarily provide it:

  • Contact details: name, email address, mobile phone number, and state of residence
  • Homebuying preferences you choose to share (e.g., your homebuying timeline or buyer track)
  • Website analytics data: page URL, referring URL, campaign parameters (UTM), and general usage data
  • Communication records, including chat, email, and SMS message history

3. How We Use Your Information

  • To confirm and deliver your webinar registration and replay access
  • To schedule and conduct the free VA Eligibility & Pre-Approval Review you request
  • To send transactional and informational messages you have consented to receive
  • To improve this website and our educational content
  • To comply with legal, licensing, and regulatory obligations

4. SMS / Text Messaging Program (A2P 10DLC Disclosure)

By providing your mobile phone number and checking the consent box (or replying to opt in), you expressly consent to receive informational and conversational SMS/text messages from Reginald Cole / US Lending Partner PRMG related to your webinar registration, replay access, review call scheduling, and related educational content.

  • Message frequency varies. Message and data rates may apply.
  • Reply STOP at any time to cancel and opt out of all future messages.
  • Reply HELP for help, or contact us at (972) 439-5363 or reginald@reginaldcole.com.
  • Consent to receive text messages is not a condition of any purchase or of obtaining any loan or service.
  • Carriers are not liable for delayed or undelivered messages.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with, or sold to, any third parties.

5. Sharing of Information

We do not sell your personal information. We may share information only with: (a) service providers who help us operate this website and our communications (e.g., CRM, email, and scheduling platforms) under confidentiality obligations; (b) regulators or law enforcement where required by law; and (c) with your direction, parties involved in a transaction you pursue. As stated above, SMS opt-in data and consent are never shared with or sold to third parties.

6. Data Security & Retention

We use commercially reasonable administrative, technical, and physical safeguards to protect your information, and we retain it only as long as needed for the purposes described here or as required by applicable law and licensing regulations.

7. Your Choices & Rights

  • Opt out of SMS at any time by replying STOP to any message
  • Unsubscribe from emails using the link in any email or by contacting us
  • Request access to, correction of, or deletion of your personal information by emailing reginald@reginaldcole.com

8. Children's Privacy

This website is not directed to individuals under 18, and we do not knowingly collect information from them.

9. Changes & Contact

We may update this Privacy Policy from time to time; the "Last Updated" date reflects the latest revision. Questions? Contact Reginald Cole at (972) 439-5363 or reginald@reginaldcole.com.

Reginald Cole · US Lending Partner PRMG · NMLS# 381001 · Company NMLS# 75243 · Licensed in Texas
(972) 439-5363 · reginald@reginaldcole.com