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Terms & Conditions

LAST UPDATED: JUNE 2026

1. Acceptance of Terms

By accessing this website, registering for the webinar, watching the replay, or requesting a review call, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use this website.

2. Educational Purpose — Not a Loan Application

All content on this website, including the webinar and replay, is provided for educational purposes only. Registering, attending, or watching does not constitute a loan application, a loan offer, a commitment to lend, or financial, legal, or tax advice. No credit pull is required to attend the webinar or to book a review call. Results are not guaranteed; loan approval, rates, and terms depend on underwriting and market factors outside our control. Equal Housing Opportunity.

3. SMS / Text Messaging Terms (A2P 10DLC)

When you opt in to receive text messages from Reginald Cole / US Lending Partner PRMG, you agree to the following program terms:

  • You will receive informational and conversational messages about your registration, replay access, review call scheduling, and related educational content.
  • Message frequency varies. Message and data rates may apply depending on your mobile carrier plan.
  • Reply STOP to any message to opt out at any time. After opting out, you will receive one final confirmation message.
  • Reply HELP for assistance, or contact us at (972) 439-5363 or reginald@reginaldcole.com.
  • Consent to receive messages is not a condition of any purchase, loan, or service.
  • Carriers are not liable for delayed or undelivered messages.
  • No mobile opt-in data or consent will be shared with or sold to third parties or affiliates for marketing purposes.

4. Licensing

Reginald Cole is a licensed mortgage professional, NMLS# 381001, operating with US Lending Partner PRMG, Company NMLS# 75243, licensed in Texas. Nothing on this website is an offer to lend in any state where we are not licensed.

5. Intellectual Property

All website content — text, graphics, logos, video, and design — is owned by or licensed to us and protected by applicable intellectual property laws. You may not copy, reproduce, or distribute it without prior written permission.

6. Acceptable Use

You agree not to misuse this website, including attempting to gain unauthorized access, interfering with its operation, submitting false information, or using it for any unlawful purpose.

7. Disclaimers & Limitation of Liability

This website is provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its educational content. Any service guarantee described on this site is a guarantee of service effort only — never a guarantee of loan approval, rate, or closing terms.

8. Changes to These Terms

We may update these Terms from time to time; the "Last Updated" date reflects the latest revision. Continued use of the website after changes constitutes acceptance.

9. Contact

Questions about these Terms? Contact Reginald Cole at (972) 439-5363 or reginald@reginaldcole.com.

Reginald Cole · US Lending Partner PRMG · NMLS# 381001 · Company NMLS# 75243 · Licensed in Texas
(972) 439-5363 · reginald@reginaldcole.com